Income Statement Report

Financial Highlights
12/31/2015
12/31/2016
3/31/2017
12/31/2017
NA NA NA NA
Interest Income 263,023 329,138 81,889 374,750
Interest Expense 21,665 28,147 7,874 37,853
Net Interest Income 241,358 300,991 74,015 336,897
FTE Net Interest Income 248,613 308,002 75,907 345,743
Provision for Loan Losses 4,750 7,530 1,500 7,550
Trading Account Income 0 0 0 0
Foreign Exchange Income 0 0 0 0
Trust Revenue 4,701 4,759 1,184 4,529
Service Charges on Deposits 29,269 31,875 7,931 33,224
Gain on Sale of Loans (FAS 140) 31,907 35,233 6,972 21,536
Loan Fees & Charges NA NA NA NA
Bank-owned Life Insurance Revenue 3,612 4,635 1,113 4,353
Insurance Revenue 8,423 8,508 1,860 8,361
Investment Banking & Brokerage NA NA NA NA
Other Noninterest Income 30,262 51,219 12,961 59,989
Total Noninterest Income 108,174 136,229 32,021 131,992
Realized Gain on Securities 96 1,186 0 148
Nonrecurring Revenue 0 0 0 0
Compensation & Benefits 145,111 172,448 42,209 184,540
Occupancy & Equipment 26,290 34,394 9,319 37,756
Marketing and Promotion Expense 6,112 7,080 1,592 8,248
Professional Fees 4,422 7,970 2,067 7,150
Tech & Communications Expense 21,529 26,052 6,097 24,052
Amrt of Intang & Goodwill Impair 6,069 6,747 1,563 6,530
Foreclosure & Repo 3,224 5,944 580 2,639
Other Expense 20,743 28,388 5,537 20,325
Total Noninterest Expense 233,500 289,023 68,964 291,240
Nonrecurring Expense 11,614 6,076 345 10,378
Pre-Provision Net Revenue 123,287 155,208 38,964 186,495
Non-FTE Pre-Provision Net Revenue 116,032 148,197 37,072 177,649
Net Income before Taxes 99,764 135,777 35,227 159,869
Provision for Taxes 31,750 44,847 11,255 67,681
Effective Tax Rate(%) 31.83 33.03 31.95 42.34
Min Int & Oth after-tax Items 0 0 0 0
Extraordinary Items 0 0 0 0
Net Income 68,014 90,930 23,972 92,188
Net Income Attributable to Noncontrolling Int 0 0 0 0
Net Income Attributable to Parent 68,014 90,930 23,972 92,188
Preferred Dividends 0 0 0 0
Other Preferred Dividends after Net Income 0 0 0 0
Other Changes to Net Income 0 0 0 0
Net Income Avail to Common 68,014 90,930 23,972 92,188
Net Income for Diluted EPS 68,014 90,930 23,972 92,188
EPS after Extra($) 1.88 2.17 0.54 1.96
EPS after Extra Growth(%) 0 15.40 3.80 (9.70)
Pre-Provision Earnings per Share($) 2.08 2.30 0.54 2.46
Comprehensive Income
Net Income 68,014 90,930 23,972 92,188
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0
Total Other Comprehensive Income (1,937) (6,369) 2,994 7,439
Comprehensive Income 66,077 84,561 26,966 99,627
Interest Income Earned On:
Interest Earned on Loans 237,408 303,830 74,858 348,036
Int Inc: Securities 32,655 31,860 8,367 33,246
Int Inc: Other Earn Assets 215 459 556 2,314
Int Inc: Secs & Oth Earn Assets 32,870 32,319 8,923 35,560
Int Inc: Total Earn Assets 270,278 336,149 83,781 383,596
Interest Expense Incurred On:
Int Exp: CDs 8,673 11,610 3,240 14,667
Int Exp: Other Deposits 5,042 6,246 1,909 9,953
Int Exp: Total Deposits 13,715 17,856 5,149 24,620
Int Exp: Debt 7,950 10,291 2,725 13,233
Int Exp: Total Int-bearing Liab 21,665 28,147 7,874 37,853
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.