Income Statement Report

Financial Highlights
12/31/2014
12/31/2015
12/31/2016
3/31/2017
NA NA NA NA
Interest Income 226,409 263,023 329,138 81,889
Interest Expense 23,927 21,665 28,147 7,874
Net Interest Income 202,482 241,358 300,991 74,015
FTE Net Interest Income 209,319 248,613 308,002 75,907
Provision for Loan Losses 6,167 4,750 7,530 1,500
Trading Account Income 0 0 0 0
Foreign Exchange Income 0 0 0 0
Trust Revenue 5,181 4,701 4,759 1,184
Service Charges on Deposits 26,756 29,269 31,875 7,931
Gain on Sale of Loans (FAS 140) 9,245 31,907 35,233 6,972
Loan Fees & Charges NA NA NA NA
Bank-owned Life Insurance Revenue 2,985 3,612 4,635 1,113
Insurance Revenue 8,194 8,423 8,508 1,860
Investment Banking & Brokerage NA NA NA NA
Other Noninterest Income 27,773 30,262 51,219 12,961
Total Noninterest Income 80,134 108,174 136,229 32,021
Realized Gain on Securities 375 96 1,186 0
Nonrecurring Revenue 0 0 0 0
Compensation & Benefits 115,108 145,111 172,448 42,209
Occupancy & Equipment 20,252 26,290 34,394 9,319
Marketing and Promotion Expense 5,923 6,112 7,080 1,592
Professional Fees 4,485 4,384 5,358 2,067
Tech & Communications Expense 17,519 21,529 26,052 6,097
Amrt of Intang & Goodwill Impair 5,606 6,069 6,747 1,563
Foreclosure & Repo 4,784 3,224 5,944 580
Other Expense 16,566 20,781 31,000 5,537
Total Noninterest Expense 190,243 233,500 289,023 68,964
Nonrecurring Expense 694 11,614 6,076 345
Pre-Provision Net Revenue 99,210 123,287 155,208 38,964
Non-FTE Pre-Provision Net Revenue 92,373 116,032 148,197 37,072
Net Income before Taxes 85,887 99,764 135,777 35,227
Provision for Taxes 26,305 31,750 44,847 11,255
Effective Tax Rate(%) 30.63 31.83 33.03 31.95
Min Int & Oth after-tax Items 0 0 0 0
Extraordinary Items 0 0 0 0
Net Income 59,582 68,014 90,930 23,972
Net Income Attributable to Noncontrolling Int 0 0 0 0
Net Income Attributable to Parent 59,582 68,014 90,930 23,972
Preferred Dividends 0 0 0 0
Other Preferred Dividends after Net Income 0 0 0 0
Other Changes to Net Income 0 0 0 0
Net Income Avail to Common 59,582 68,014 90,930 23,972
Net Income for Diluted EPS 59,582 68,014 90,930 23,972
EPS after Extra($) 1.88 1.88 2.17 0.54
EPS after Extra Growth(%) 54.10 0 15.40 3.80
Pre-Provision Earnings per Share($) 1.89 2.08 2.30 0.54
Comprehensive Income
Net Income 59,582 68,014 90,930 23,972
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0
Total Other Comprehensive Income 4,375 (1,937) (6,369) 2,994
Comprehensive Income 63,957 66,077 84,561 26,966
Interest Income Earned On:
Interest Earned on Loans 200,844 237,408 303,830 74,858
Int Inc: Securities 32,007 32,655 31,860 8,367
Int Inc: Other Earn Assets 395 215 459 556
Int Inc: Secs & Oth Earn Assets 32,402 32,870 32,319 8,923
Int Inc: Total Earn Assets 233,246 270,278 336,149 83,781
Interest Expense Incurred On:
Int Exp: CDs 11,411 8,673 11,610 3,240
Int Exp: Other Deposits 4,805 5,042 6,246 1,909
Int Exp: Total Deposits 16,216 13,715 17,856 5,149
Int Exp: Debt 7,711 7,950 10,291 2,725
Int Exp: Total Int-bearing Liab 23,927 21,665 28,147 7,874
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.