DL Composition Report

Financial Highlights
12/31/2016
3/31/2017
12/31/2017
3/31/2018
Loan Composition (%)
Total Gross Loans($000) 6,380,575 6,394,424 7,728,638 7,902,542
Gross Loans HFI Growth 14.58 2.13 22.85 4.08
1-4 Family Loans/ Loans 21.14 21.89 22.08 22.11
Multifamily Loans/ Loans 3.50 3.86 3.37 2.96
Commercial Real Estate Loans/ Loans 40.29 41.56 39.25 39.71
Commercial & Multifamily Real Estate Loans/ Loans 43.79 45.43 42.62 42.67
Real Estate Loans/ Loans 64.94 67.32 64.70 64.79
Construction & Development Loans/ Loans 13.14 10.65 11.97 12.16
Home Equity Loans/ Loans 7.84 7.65 7.38 7.23
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.42 0.40 0.34 0.34
Other Consumer Loans/ Loans 1.33 1.31 1.26 1.21
Consumer Loans/ Loans 9.60 9.37 8.98 8.77
Commercial Loans/ Loans 12.36 12.70 14.39 14.32
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.04) (0.04) (0.04) (0.04)
Deposit Composition (%)
Total Deposits($000) 7,059,137 7,230,850 7,921,075 8,357,769
Deposit Growth 13.52 9.73 12.21 22.05
Transaction Acct Deps/Tot Deps 24.70 24.37 26.89 26
Savings Acct Deps/Tot Deposits 7.69 NA 7.22 NA
Money Mkt Deps/Tot Deposits 44.65 NA 43.08 NA
MMDA & Savings/Total Deposits 52.34 53.41 50.30 51.82
Retail Time Deps/Tot Deposits 10.48 NA 10.13 NA
Jumbo Time Deposits/ Deposits 12.48 NA 12.68 NA
Tot Time Deposits/Tot Deposits 22.96 22.22 22.81 22.18
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 77.04 77.78 77.19 77.82
Core Deposits/Total Deposits 87.52 NA 87.32 NA
Noninterest-bearing Deposits/ Deposits 22.12 21.85 23.23 22.27
Interest-bearing Deposits/ Deposits 77.88 78.15 76.77 77.73
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.