DL Composition Report

Financial Highlights
12/31/2014
12/31/2015
12/31/2016
3/31/2017
Loan Composition (%)
Total Gross Loans($000) 4,013,502 5,638,716 6,380,575 6,394,424
Gross Loans HFI Growth 2.75 35.75 14.58 2.13
1-4 Family Loans/ Loans 22.38 23.72 21.14 21.89
Multifamily Loans/ Loans 3.39 3.27 3.50 3.86
Commercial Real Estate Loans/ Loans 42 40.23 40.29 41.56
Commercial & Multifamily Real Estate Loans/ Loans 45.38 43.50 43.79 45.43
Real Estate Loans/ Loans 67.77 67.22 64.94 67.32
Construction & Development Loans/ Loans 10.20 11.19 13.14 10.65
Home Equity Loans/ Loans 7.42 7.06 7.84 7.65
Credit Card Loans/ Loans 0 0.06 0 0
Vehicle Loans/ Loans 0 0.52 0.42 0.40
Other Consumer Loans/ Loans 2.24 1.55 1.33 1.31
Consumer Loans/ Loans 9.66 9.19 9.60 9.37
Commercial Loans/ Loans 12.38 12.43 12.36 12.70
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.01) (0.02) (0.04) (0.04)
Deposit Composition (%)
Total Deposits($000) 4,838,418 6,218,602 7,059,137 7,230,850
Deposit Growth (0.07) 28.53 13.52 9.73
Transaction Acct Deps/Tot Deps 21.71 22.99 24.70 24.37
Savings Acct Deps/Tot Deposits 7.37 8.03 7.69 NA
Money Mkt Deps/Tot Deposits 43.93 44.93 44.65 NA
MMDA & Savings/Total Deposits 51.30 52.96 52.34 53.41
Retail Time Deps/Tot Deposits 13.27 11.99 10.48 NA
Jumbo Time Deposits/ Deposits 13.72 12.05 12.48 NA
Tot Time Deposits/Tot Deposits 27 24.05 22.96 22.22
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 73 75.95 77.04 77.78
Core Deposits/Total Deposits 86.28 87.95 87.52 NA
Noninterest-bearing Deposits/ Deposits 19.01 20.56 22.12 21.85
Interest-bearing Deposits/ Deposits 80.99 79.44 77.88 78.15
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.