DL Composition Report

Financial Highlights
12/31/2015
12/31/2016
3/31/2017
12/31/2017
Loan Composition (%)
Total Gross Loans($000) 5,638,716 6,380,575 6,394,424 7,728,638
Gross Loans HFI Growth 35.75 14.58 2.13 22.85
1-4 Family Loans/ Loans 23.72 21.14 21.89 22.08
Multifamily Loans/ Loans 3.27 3.50 3.86 3.37
Commercial Real Estate Loans/ Loans 40.23 40.29 41.56 39.25
Commercial & Multifamily Real Estate Loans/ Loans 43.50 43.79 45.43 42.62
Real Estate Loans/ Loans 67.22 64.94 67.32 64.70
Construction & Development Loans/ Loans 11.19 13.14 10.65 11.97
Home Equity Loans/ Loans 7.06 7.84 7.65 7.38
Credit Card Loans/ Loans 0.06 0 0 0
Vehicle Loans/ Loans 0.52 0.42 0.40 0.34
Other Consumer Loans/ Loans 1.55 1.33 1.31 1.26
Consumer Loans/ Loans 9.19 9.60 9.37 8.98
Commercial Loans/ Loans 12.43 12.36 12.70 14.39
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.02) (0.04) (0.04) (0.04)
Deposit Composition (%)
Total Deposits($000) 6,218,602 7,059,137 7,230,850 7,921,075
Deposit Growth 28.53 13.52 9.73 12.21
Transaction Acct Deps/Tot Deps 22.99 24.70 24.37 26.89
Savings Acct Deps/Tot Deposits 8.03 7.69 NA 7.22
Money Mkt Deps/Tot Deposits 44.93 44.65 NA 43.08
MMDA & Savings/Total Deposits 52.96 52.34 53.41 50.30
Retail Time Deps/Tot Deposits 11.99 10.48 NA 10.13
Jumbo Time Deposits/ Deposits 12.05 12.48 NA 12.68
Tot Time Deposits/Tot Deposits 24.05 22.96 22.22 22.81
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 75.95 77.04 77.78 77.19
Core Deposits/Total Deposits 87.95 87.52 NA 87.32
Noninterest-bearing Deposits/ Deposits 20.56 22.12 21.85 23.23
Interest-bearing Deposits/ Deposits 79.44 77.88 78.15 76.77
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.