Peer Analysis

Performance Ratios (%) RNST Peer Median Peer Average
ROAA 1.09 1.04 1.03
ROAE 7.70 8.44 7.75
Net Interest Margin 4.15 4.02 3.84
Efficiency Ratio 59.82 62.76 61.20
Loans / Deposits 91.75 91.24 90.91
Asset Quality Ratios (%)
NPAs / Assets 0.45 1.16 0.98
NCOs / Avg Loans 0.13 0.04 0.21
Reserves / Loans 0.58 0.68 0.66
Reserves / NPAs 95.52 46.37 66.40
Capital Ratios (%)
Tier 1 Capital 12.26 12.90 12.58
Tangible Equity / Tangible Assets 9.03 9.36 10.10
Total Equity / Total Assets 14.64 13.24 13.42
Market Ratios
Price / Earnings (x) 19.05 21.45 23.49
Price / Book (%) 136.10 166.45 166.12
Dividend Yield (%) 1.82 1.48 1.16
Data for trailing four quarters

Renasant Corporation's peer group consists of the following: First Bancorp (FBNC), Simmons First National Corporation (SFNC), South State Corporation (SSB), TowneBank (TOWN), Xenith Bankshares, Inc. (XBKS)

Renasant Corporation's financial data is as of 9/30/2017.

Peer financial data is as of 9/30/2017