Peer Analysis

Performance Ratios (%) RNST Peer Median Peer Average
ROAA 1.07 1.21 2.08
ROAE 8.15 9.05 15.55
Net Interest Margin 4.25 4.15 4.06
Efficiency Ratio 62.85 61.37 61.32
Loans / Deposits 89.55 91.52 90.63
Asset Quality Ratios (%)
NPAs / Assets 0.82 1.03 1.19
NCOs / Avg Loans 0.06 0.08 0.12
Reserves / Loans 0.73 0.66 0.79
Reserves / NPAs 65.29 54.33 68.21
Capital Ratios (%)
Tier 1 Capital 11.57 12.21 12.30
Tangible Equity / Tangible Assets 8.03 9.91 10.26
Total Equity / Total Assets 13.37 13.86 13.29
Market Ratios
Price / Earnings (x) 19.61 19.91 18.75
Price / Book (%) 153.92 173.78 168.94
Dividend Yield (%) 1.72 1.44 1.22
Data for trailing four quarters

Renasant Corporation's peer group consists of the following: Bank of the Ozarks, Inc. (OZRK), First Bancorp (FBNC), Simmons First National Corporation (SFNC), South State Corporation (SSB), TowneBank (TOWN), Xenith Bankshares, Inc. (XBKS)

Renasant Corporation's financial data is as of 9/30/2016.

Peer financial data is as of 9/30/2016