Peer Analysis

Performance Ratios (%) RNST Peer Median Peer Average
ROAA 1.04 1.04 0.61
ROAE 7.04 7.52 4.74
Net Interest Margin 4.21 4.10 3.88
Efficiency Ratio 58.63 59.74 61.36
Loans / Deposits 92.11 94.26 94.18
Asset Quality Ratios (%)
NPAs / Assets 0.42 0.62 0.59
NCOs / Avg Loans 0.06 0.03 0.09
Reserves / Loans 0.59 0.51 0.52
Reserves / NPAs 107.61 66.59 80.17
Capital Ratios (%)
Tier 1 Capital 12.41 11.96 11.66
Tangible Equity / Tangible Assets 9.36 9.20 9.50
Total Equity / Total Assets 14.97 13.52 13.73
Market Ratios
Price / Earnings (x) 22.90 21.25 21.82
Price / Book (%) 155.00 151.31 153.32
Dividend Yield (%) 1.66 1.51 1.28
Data for trailing four quarters

Renasant Corporation's peer group consists of the following: First Bancorp (FBNC), Simmons First National Corporation (SFNC), South State Corporation (SSB), TowneBank (TOWN), Xenith Bankshares, Inc. (XBKS)

Renasant Corporation's financial data is as of 3/31/2018.

Peer financial data is as of 3/31/2018 except for these companies:

Xenith Bankshares, Inc.'s financial data is as of 12/31/2017.