Peer Analysis

Performance Ratios (%) RNST Peer Median Peer Average
ROAA 1.09 1.15 1.26
ROAE 7.70 8.23 9.37
Net Interest Margin 4.15 4.00 3.85
Efficiency Ratio 59.95 63.95 62.55
Loans / Deposits 91.75 90.20 90.18
Asset Quality Ratios (%)
NPAs / Assets NA 1.21 1.05
NCOs / Avg Loans 0.13 0.05 0.22
Reserves / Loans 0.58 0.70 0.66
Reserves / NPAs NA 43.67 63.06
Capital Ratios (%)
Tier 1 Capital 12.25 12.82 12.57
Tangible Equity / Tangible Assets 9.03 9.23 10.12
Total Equity / Total Assets 14.64 13.61 13.49
Market Ratios
Price / Earnings (x) 19.47 23.61 20.67
Price / Book (%) 139.10 167.94 171.06
Dividend Yield (%) 1.69 1.43 1.12
Data for trailing four quarters

Renasant Corporation's peer group consists of the following: First Bancorp (FBNC), Simmons First National Corporation (SFNC), South State Corporation (SSB), TowneBank (TOWN), Xenith Bankshares, Inc. (XBKS)

Renasant Corporation's financial data is as of 9/30/2017.

Peer financial data is as of 9/30/2017