Peer Analysis

Performance Ratios (%) RNST Peer Median Peer Average
ROAA 1.11 1.15 1.26
ROAE 8.01 8.23 9.37
Net Interest Margin 4.16 4.00 3.84
Efficiency Ratio 61.29 63.95 62.66
Loans / Deposits 88.46 90.20 90.18
Asset Quality Ratios (%)
NPAs / Assets 0.58 1.27 1.24
NCOs / Avg Loans 0.12 0.05 0.22
Reserves / Loans 0.67 0.70 0.66
Reserves / NPAs 85.69 39.23 45.79
Capital Ratios (%)
Tier 1 Capital 12.86 12.82 12.60
Tangible Equity / Tangible Assets 9.31 9.23 10.12
Total Equity / Total Assets 14.33 13.61 13.49
Market Ratios
Price / Earnings (x) 17.84 20.75 17.90
Price / Book (%) 137.77 146.34 148.31
Dividend Yield (%) 1.83 1.64 1.29
Data for trailing four quarters

Renasant Corporation's peer group consists of the following: First Bancorp (FBNC), Simmons First National Corporation (SFNC), South State Corporation (SSB), TowneBank (TOWN), Xenith Bankshares, Inc. (XBKS)

Renasant Corporation's financial data is as of 6/30/2017.

Peer financial data is as of 6/30/2017