1 As filed with the Securities and Exchange Commission on April 2, 1999 Registration No. 333-72507 ================================================================================ SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 -------------------------------------- POST-EFFECTIVE AMENDMENT NO. 1 FORM S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 THE PEOPLES HOLDING COMPANY (Exact name of registrant as specified in its charter) --------------------------------------- MISSISSIPPI 6712 64-0676974 (State or other jurisdiction of (Primary Standard Industrial (I.R.S. Employer incorporation or organization) Classification Code Number) Identification No.) 209 Troy Street Tupelo, Mississippi 38801-4827 (601) 680-1001 ---------------------------------------- (Address, including zip code and telephone number, including area code, of registrant's principal executive offices) ----------------------------------------- John W. Smith The Peoples Holding Company 209 Troy Street Tupelo, Mississippi 38801-4827 (601) 680-1001 ---------------------------------------- Copy To: J. Franklin McCreary, Esq. Gerrish & McCreary, P.C. 222 Second Avenue North - Suite 424 Nashville, Tennessee 37201 (615) 251-0900 (615) 251-0975 (Facsimile)
2 CONSUMMATION OF MERGER The Merger of Inter-City Federal Bank for Savings, Louisville, Mississippi, with and into The Peoples Bank & Trust Company, Tupelo, Mississippi (the "Merger") was consummated effective at the close of business on March 26, 1999. In connection with the Merger, the Registrant issued 347,382 of the 347,405 shares registered pursuant to Registration Statement No. 333-72507. REMOVAL FROM REGISTRATION OF SECURITIES The purpose of this Post-Effective Amendment No. 1 is to remove from registration the 23 shares that were not issued pursuant to the Merger. [THE REST OF THIS PAGE LEFT INTENTIONALLY BLANK]
3 SIGNATURES Pursuant to the requirements of the Securities Act of 1933, the Registrant has duly caused this Post-Effective Amendment No. 1 to the Registration Statement on Form S-4 to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Tupelo, State of Mississippi, on April 1, 1999. THE PEOPLES HOLDING COMPANY By: /s/ John W. Smith -------------------------------------- John W. Smith President and Chief Executive Officer Pursuant to the requirements of the Securities Act of 1933, this Post-Effective Amendment No. 1 to Registration Statement on Form S-4 has been signed by the following persons in the capacities and on the dates indicated. Dated: April 1, 1999 /s/ John W. Smith ------------------------------------------------ John W. Smith President and Director (Chief Executive Officer) Dated: April 1, 1999 /s/ Robert C. Leake * ------------------------------------------------- Robert C. Leake, Director Dated: April 1, 1999 /s/ William M. Beasley * ------------------------------------------------- William M. Beasley, Director Dated: April 1, 1999 /s/ George H. Booth, III * ------------------------------------------------- George H. Booth, III, Director Dated: April , 1999 ------------------------------------------------- Frank B. Brooks, Director Dated: April , 1999 ------------------------------------------------- John M. Creekmore, Director Dated: April 1, 1999 /s/ Marshall H. Dickerson * ------------------------------------------------- Marshall H. Dickerson, Director Dated: April , 1999 ------------------------------------------------- A.M. Edwards, Jr., Director Dated: April 1, 1999 /s/ Eugene B. Gifford, Jr. * ------------------------------------------------- Eugene B. Gifford, Jr., Director II-1
4 Dated: April 1, 1999 /s/ C. Larry Michael * --------------------------------------------------- C. Larry Michael, Director Dated: April 1, 1999 /s/ Jimmy S. Threldkeld * --------------------------------------------------- Jimmy S. Threldkeld, Director Dated: April 1, 1999 /s/ J. Heywood Washburn * --------------------------------------------------- J. Heywood Washburn, Director Dated: April , 1999 --------------------------------------------------- Robert H. Weaver, Director Dated: April , 1999 ---------------------------------------------------- J. Larry Young, Director Dated: April 1, 1999 /s/ Stuart R. Johnson ---------------------------------------------------- Stuart R. Johnson, Executive Vice President And Chief Financial Officer *By John W. Smith, Attorney-in-Fact II-2