UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of
The Securities Exchange Act of 1934
May 21, 2003
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Date of Report (Date of Earliest Event Reported)
THE PEOPLES HOLDING COMPANY
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(Exact Name of Registrant as Specified in its Charter)
Mississippi 1-13253 64-0676974
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(State or Other (Commission (I.R.S. Iden-
Jurisdiction of File tification
Incorporation) Number) Number)
209 Troy Street, Tupelo, Mississippi 38802-0709
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(Address of Principal Executive Office) (Zip Code)
Registrant's Telephone Number: (662)680-1001
ITEM 7: FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.
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(c) The following exhibit is filed herewith:
99.1 Press Release, dated May 21, 2003, issued by The Peoples
Holding Company.
ITEM 9: REGULATION FD DISCLOSURE.
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On May 21, 2003, The Peoples Holding Company issued a press release
announcing the declaration of a quarterly cash dividend on its common
stock of $.28 per share. The press release is filed as Exhibit 99.1 to
this Form 8-K and is incorporated herein by reference.
SIGNATURE
Pursuant to the requirements of The Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
THE PEOPLES HOLDING COMPANY
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Registrant
/s/ E. Robinson McGraw
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E. Robinson McGraw
President & Chief Executive Officer
DATE: May 21, 2003
EXHIBIT INDEX
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EXHIBIT NUMBER DESCRIPTION
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99.1 Press Release, dated May 21, 2003, issued by
The Peoples Holding Company.
EXHIBIT 99.1
THE PEOPLES HOLDING COMPANY
Contact: Jim Gray Stuart Johnson
Executive Vice President Executive Vice President & CFO
(662) 680-1217 (662) 680-1001
jimg@thepeopleplace.com stuartj@thepeopleplace.com
THE PEOPLES HOLDING COMPANY
BOARD INCREASES REGULAR QUARTERLY CASH DIVIDEND
TUPELO, Miss. (May 21, 2003) - E. Robinson McGraw, President and Chief Executive
Officer of The Peoples Holding Company (AMEX:PHC), today announced that the
Company's Board of Directors has increased the regular quarterly cash dividend
to $0.28 from the previous quarterly rate of $0.27 per share. This represents
the 17th consecutive annual increase in the cash payout. The dividend is payable
on July 1, 2003, to shareholders of record on June 13, 2003.
ABOUT THE PEOPLES HOLDING COMPANY
The Peoples Holding Company is the parent of Mississippi's fourth largest
commercial bank headquartered in the state. Through its wholly owned subsidiary,
The Peoples Bank & Trust Company, the Company also is parent of The Peoples
Insurance Agency, Inc. The Peoples Bank has assets of approximately $1.4 billion
and operates 40 community bank offices in 27 north and north-central Mississippi
cities.