UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of
The Securities Exchange Act of 1934
February 26, 2003
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Date of Report (Date of Earliest Event Reported)
THE PEOPLES HOLDING COMPANY
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(Exact Name of Registrant as Specified in its Charter)
Mississippi 1-13253 64-0676974
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(State or Other (Commission (I.R.S. Iden-
Jurisdiction of File tification
Incorporation) Number) Number)
209 Troy Street, Tupelo, Mississippi 38802-0709
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(Address of Principal Executive Office) (Zip Code)
Registrant's Telephone Number: (662)680-1001
ITEM 7: FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.
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(a) The following exhibit is filed herewith:
99.1 Press Release, dated February 26, 2003, issued by The Peoples
Holding Company.
ITEM 9: REGULATION FD DISCLOSURE.
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At the close of business on February 26, 2003, The Peoples Holding
Company issued a press release announcing the declaration of a
quarterly cash dividend on its common stock of $.27 per share. The
press release is filed as Exhibit 99.1 to this Form 8-K.
SIGNATURE
Pursuant to the requirements of The Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
THE PEOPLES HOLDING COMPANY
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Registrant
/s/ E. Robinson McGraw
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E. Robinson McGraw
President & Chief Executive Officer
DATE: February 27, 2003
EXHIBIT INDEX
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EXHIBIT NUMBER DESCRIPTION
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99.1 Press Release, dated February 26, 2003, issued by
The Peoples Holding Company.
EXHIBIT 99.1
THE PEOPLES HOLDING COMPANY
Contact: Jim Gray Stuart Johnson
Executive Vice President Executive Vice President & CFO
(662) 680-1217 (662) 680-1001
jimg@thepeopleplace.com stuartj@thepeopleplace.com
THE PEOPLES HOLDING COMPANY
DECLARES REGULAR QUARTERLY CASH DIVIDEND
TUPELO, Miss. (February 26, 2003) - E. Robinson McGraw, President and Chief
Executive Officer of The Peoples Holding Company (AMEX:PHC), today announced
that the Company's Board of Directors has declared a regular quarterly cash
dividend of $0.27 per share. The dividend is payable on April 1, 2003, to
shareholders of record on March 14, 2003.
ABOUT THE PEOPLES HOLDING COMPANY
The Peoples Holding Company is the parent of Mississippi's fourth largest
commercial bank headquartered in the state. Through its wholly owned subsidiary,
The Peoples Bank & Trust Company, the Company also is parent of The Peoples
Insurance Agency, Inc. The Peoples Bank has assets of approximately $1.3 billion
and operates 40 community bank offices in 27 north and north-central Mississippi
cities.