Biography

Mr. Waycaster has served as our Executive Vice Chairman since May 2023. Mr. Waycaster was President of the Company and the Bank from January 2016 to May 2023, and he was our Chief Executive Officer from May 2018 to May 2025. Prior to these roles, Mr. Waycaster served in a variety of positions over his long career at the Bank, including Chief Operating Officer (January 2016 to May 2018), Chief Administrative Officer (April 2007 to January 2016), President of the Mississippi Division (January 2005 to April 2007) and Director of Retail Banking (2000 until December 2004), among other positions.